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Coastal Clarity Assurance Grissom CPA, PLLC

Florida HOA and condominium audits, reviews, and compilations.

One organized request list, a schedule agreed before the work starts, and a report your board can actually read.

Request a Proposal What report does your association need?

Florida licensed CPA firm Association-only practice Serving associations statewide

What report does your association need?

Your association's total annual revenue sets the minimum level of year-end financial reporting Florida law requires. The tiers are the same for homeowners' associations under section 720.303(7) and condominium associations under section 718.111(13), Florida Statutes.

Total annual revenuesMinimum year-end report
Under $150,000Report of cash receipts and expenditures
$150,000 to less than $300,000Compiled financial statements
$300,000 to less than $500,000Reviewed financial statements
$500,000 or moreAudited financial statements
HOA with at least 1,000 parcelsAudited financial statements, regardless of revenue

Your governing documents may require a higher level than the statute does, and so may a lender, an insurer, or a buyer's title company. The report must be prepared and completed, or contracted for, within 90 days after fiscal year end unless your bylaws set a different date.

Deadlines, member delivery, and how members vote to change the level


Why Coastal Clarity

An association-only practice

Audits, reviews, and compilations for Florida HOAs and condominium associations. This is the only work the firm does. There is no competing tax season pulling capacity in February and March, which is exactly when December year ends need attention.

An organized engagement

One document request list up front, a schedule agreed at the proposal stage, secure document exchange, and open items communicated as they arise instead of at the end.

Direct CPA involvement

The CPA you talk to plans, directs, reviews, and signs the report, and is your point of contact throughout. You are not handed off after the proposal.


What the engagement looks like

Dates below assume a December 31 fiscal year end.

  1. October – November

    Engage before year end

    The engagement letter is signed and returned before December 31, so the work is planned into the schedule rather than squeezed in later.

  2. January

    Close the books

    Accounts reconciled, agings tied to the balance sheet, transactions coded to operating or reserve funds, general ledger closed.

  3. January – February

    Deliver the document package

    One organized delivery against the request list you received at the start, rather than a trickle of files after fieldwork has begun.

  4. February

    Fieldwork

    Reconciling accounts, testing transactions, reading minutes, and raising questions as they come up instead of saving them for the end.

  5. February – March

    Draft, representation letter, final report

    The board reviews the draft and any proposed adjustments, the designated officers sign the representation letter, and the final report is issued and delivered to members.

The full document request list and the six things that stall audits

Sample

The Association Financial Snapshot

Every engagement includes a two-page Association Financial Snapshot: operating results against budget, reserve cash against the reserve study's fully funded target, contribution against the study's recommendation, reserve fund movement, expense movement year over year, and cost per unit.

The sample shown uses a fictional association. Reserve measures such as percent funded and funding gap are stated against the reserve study's recommendation, not against any statutory funding requirement, which Chapter 720 generally does not impose on an HOA.

Sample Association Financial Snapshot, page one, for a fictional homeowners association Sample Association Financial Snapshot, page two
Sample, using a fictional association. Illustrative analysis, not an audit, review, or compilation.

Managing a portfolio of associations?

One request list, a schedule agreed at proposal, and open items raised as they arise. How we work with CAM firms and managers

The Audit Preparation Guide for Florida Community Associations

What Florida law requires, what your CPA will ask for, and how well-prepared associations get their reports done on time. Free and ungated. Managers are welcome to forward it to every board they serve.

Download the guide (PDF)

Or read the preparation material on the site

R. Scott Grissom, CPA, MBA

The principal

R. Scott Grissom, CPA, MBA

Scott is the principal of Grissom CPA, PLLC, which practices as Coastal Clarity Assurance. He built the firm around a single line of work: assurance engagements for Florida community associations. He plans, directs, reviews, and signs every report the firm issues, and he is the person a board or a manager talks to from the proposal through delivery.

The firm is a member of the AICPA, the Florida Institute of CPAs, and Community Associations Institute.

More about the firm

Tell us your revenue figure and we will tell you what you need.

Send your association's total annual revenue and fiscal year end. We will confirm the required reporting level and provide a fixed-scope proposal.

Request a Proposal

Or call (754) 354-3231